Legal

Information act

In accordance with The Promotion of Access to Information Act we have compiled a manual to assist you in gaining access to records held by a private body. Melville Douglas is a wholly owned subsidiary of the Standard Bank Group Limited, a private body as defined in the Act.

Appendix 3 of the manual is a list of the documents which are available in terms of other legislation. Due to the size and nature of the manual and its appendices they are attached as a separate documents.

To download the manual click here (.pdf format).
To download appendix 3 click here (.pdf format).

All publications are in Adobe Acrobat pdf format and require Adobe Acrobat Reader. To get a free download, click here.


Conditions of access

Conditions of access

Thank you for visiting our website. Before you go any further it is important that you read and understand the conditions under which you'll use the site.


Acceptance
Onlineservices
Types of information on our website
Your privacy and security
Changes to these Terms
Live information on the website
Links to other websites
Permission for linking to our website
Our intellectual property
You must use suitable hardware and software
Risks of sending information over the Internet
Closing, suspending or limiting the website
Disclaimer and limits of our responsibility
How disputes will be resolved
Capacity to enter into agreements
Our certificate is initial proof of our website's contents
Our address for notices and service of legal process
The law that applies to these Terms
General

Privacy and Security statement

Your right to privacy and security is very important to us. The Standard Bank of South Africa Limited, (we, us, our) treat personal information collected through this website as private and confidential. We are committed to giving you secure access to our online services.


How we use the personal information we collect
Our use of technology to follow your use of our website
Cookies
Marketing by post, email or text messages
Third parties
When we may reveal personal information without consent
Storing personal information
Our security practices
Privacy and security statements applying to specific online services
Personal use of emails and notice about checking on emails
Our right to change this privacy and security statement

Terms and Conditions

Terms & conditions

Terms of use: Melville Douglas Investment Management (Pty) Ltd, their subsidiaries, affiliates, principals and employees (“Melville Douglas” or “us” or “we”) do not guarantee the accuracy, validity, timeliness, completeness or suitability of any information or data made available to you through this website. The information contained on this website is compiled for the convenience of website visitors and is accepted by the website visitor on the condition that errors or omissions shall not be made the basis for any claim, demand or cause of action. The views expressed herein do not necessarily reflect the views of Melville Douglas nor do they constitute investment, tax, legal or any other advice. The views reflected herein are subject to change without notice. We will use reasonable endeavours to update the information contained on this website but we are under no obligation to update the content of this website. Information contained on this website is published in good faith, and while Melville Douglas takes reasonable steps to ensure its accuracy we disclaim all warranties, express or implied, including, but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose, for the information provided on this website. The use of this website is at your own risk. Melville Douglas  will not be liable for any damages or injuries arising out of your use of any such information or data, including without limitation, damages relating to any
(i) error, omission, interruption, information being out of date, delay in operation or transmission,
(ii) computer virus, worm, “trojan horse” or other malicious software
(iii) failure or defect in any communication facilities, hardware or software,
(iv) theft and destruction or unauthorised access to, alteration of, or use of information, whether resulting in whole or in part from negligence or otherwise.
Decisions based on information contained on this website are the sole responsibility of the user, and in exchange for using this website, the user agrees to hold Melville Douglas harmless against any claims for damages arising from any decisions the user makes based on such information. 
The services, investments or products referred to on this website are not available to persons resident in any jurisdiction where such availability or distribution would be contrary to local law or regulation. This website is designed for information purposes only and does not constitute a solicitation or offer by Melville Douglas to buy or sell any securities, futures, options or other financial instruments or to provide any investment advice or service. Visitors should not use this website as their sole source of information on investments.
The distribution of information contained on this website may be restricted by law in certain jurisdictions. Persons who access this website must inform themselves and comply with any such restrictions.

Any application for our products or services should be made only after consultation with your legal, tax and financial advisors and review of the applicable prospectus, Key Investor Information Document, or other offering document(s) and terms and conditions applicable to such products or services. Any information, including the prospectus, Key Investor Information Documents or other offering document(s), in respect of applications can be obtained from the local office or local representative of Melville Douglas. Please select contact us to view the relevant contact details. Past performance is no guarantee of future performance. Investors should note that the value of the securities (and any income arising therefrom) that may be mentioned on this website may fall as well as rise. Investors are not guaranteed to make a profit; losses may be suffered.

Cookies: Please click here for a detailed explanation of how we use cookies on this website.

Privacy statement: All information provided by you to Melville Douglas through this website is used solely by us and is not sold or provided to any other company. Personal financial information and information about our investors is regarded as private, and as such is not shared with anyone in any manner, regardless of the method by which we obtained such information. Nonetheless, we reserve the right to co-operate fully with any state, local, federal, and international officials in any investigation relating to any content (including personal or private electronic communication(s) transmitted via this website) or any purported unlawful activities of any user of this website.

Copyright: Except as may be expressly authorised, no information or material contained on this website may be reproduced, transmitted, displayed or commercially exploited without the written consent of Melvill Douglas.

Website operator: This website is operated and issued by Melville Douglas Investment Management (Pty) Ltd, a company registered in South Africa with company number 1987/05041/07, and a subsidiary of Standard Bank Group Limited. Melville Douglas Investment Management (Pty) Ltd is licensed as a financial services provider in terms of Section 8 of the Financial Advisory and Intermediary Services Act, 2002 (Act No. 37 of 2002). Registered Office: Standard Bank, 8th Floor, 30 Baker Street, Rosebank 2196. Enquiries: General enquiries about tis website should be sent to admin.melvilledouglas@standardbank.co.za

Regulatory notices

Melville Douglas Investment Management (Pty) Ltd is a company registered in South Africa with company number 1987/05041/07, and a subsidiary of Standard Bank Group Limited. Melville Douglas Investment Management (Pty) Ltd is licensed as a financial services provider in terms of Section 8 of the Financial Advisory and Intermediary Services Act, 2002 (Act No. 37 of 2002).

A Representative Agreement exists between Standard Bank International Investments Limited and Melville Douglas Investment Management (Pty) Ltd appointing Melville Douglas Investment Management (Pty) Ltd as the sole representative for the investment management functions performed in South Africa.

Notice to Email Recipients:

This notice is applicable to any recipient of an email from Melville Douglas.
The email you have received contains privileged and confidential information intended only for the use of the addressee named in the email.
Any review, retransmission, dissemination, copying, disclosure or other use of, or taking of any action in reliance upon, this information by person or entities other than the intended recipient is prohibited.
If you have received the email in error, please notify the sender by return email and delete the email. This email should not be copied or used for any purpose other than intended, nor should it be disclosed to any other person. Any views expressed in this email are those of the individual sender, except where the sender specifically states them to be the view of Melville Douglas.
Melville Douglas is not liable for the security of information sent by email at your request, nor for the proper and complete transmission of the information contained in the communication nor for any delay in its receipt. Please note that the recipient must scan this email and any attached files for viruses and the like. Melville Douglas accepts no liability of whatever nature for any loss, liability, damage or expense resulting directly or indirectly from the access of any files which are attached to this email.


You have reviewed the latest product information on our website (fact sheet) and know the risk and fees associated with your investment choice. You have read and understood the terms and conditions available on our website or upon request.

To invest directly, investors need to download the application form, complete and submit this form and all the associated documents to STANLIB:

E-mail: instructions@stanlib.com

Facsimile: 0867 277 501 or 011 448 6666

STANLIB Collective Investments Limited administer these funds.

You have reviewed the latest product information on our website (fact sheet) and know the risk and fees associated with your investment choice. You have read and understood the terms and conditions available on our website or upon request.

To invest directly, investors need to download the application form, complete and submit this form and all the associated documents to STANLIB:

E-mail: instructions@stanlib.com

Facsimile: 0867 277 501 or 011 448 6651

STANLIB Collective Investments Limited administer these funds.

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